• Awarded on the basis of academic achievement, do not have to be repaid.
• Normally include a stipend for living expenses and tuition.
• Generally go to students that departments most want to attract.
• Start looking for funding early. Even someone with an excellent undergraduate record can have trouble finding money for graduate school.
• View a list of competitive scholarships and fellowships and the corresponding Wittenberg contact person

Assistantships

• Usually involve working 10-20 hours per week in a teaching or research capacity in exchange for a monthly salary and/or tuition reduction.
• Requests for information on teaching or research assistantships should be made directly to the academic departments of interest to you.
• Some institutions have Resident Assistantships that provide a monthly salary and/or room and board in exchange for working in undergraduate residence halls. To inquire about these positions, contact the school's director of residence halls.

Loans

• About 75% of all graduate financial aid is in the form of loans.
• In addition to federally sponsored loan programs (e.g., Stafford Student Loans), there are many private lenders to choose from.
• Contact the institution's financial aid office for information about these loan programs.

Resources

• Cash for Grad School: The Ultimate Guide to Grad School Scholarships (Phillip McKee, Cynthia Ruiz McKee, July 2003)
• Scholarship Search (FastWeb)